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Head office:
Ph: +61 7 3808 1200

Mailing address:
PO Box 732
Springwood Qld 4127
Australia

Hours
Monday to Friday
8.30am to 5pm

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1. Household Goods and Personal Effects

Excluded Cargo:

The following items are EXCLUDED from this policy of insurance:

  • Registered motor vehicles and motor cycles.
  • Caravans and trailers.
  • Watercraft exceeding three metres in length.
  • Cash, banknotes, jewellery, precious gems, bullion, stamp or other collections or documents of value.

This policy does not cover loss damage or expense caused by:

  • delay
  • wear and tear, moth, vermin, normal atmospheric or climatic conditions or inherent vice.
  • mechanical, electrical or electronic breakdown or malfunction where there is no external evidence than an insured event has occurred.
  • failure to recognise, interpret or process any date or to function correctly as a result of such failure where there is no external evidence than an insured event has occurred.
  • loss of data from any computer hardware or software.
  • anything nuclear or radioactive
  • any chemical, biological, bio-chemical or electromagnetic weapon

Refer full policy wordings for full list of exclusions.


2. Frozen Fresh Chilled Goods

Excluded Cargo!

The following items are EXCLUDED from this policy of insurance:

  • Household goods and personal effects (Home Removals)
  • General Cargo (non-perishable Cargo)
  • Motor vehicles, motorcycles, caravans, trailers, campervans, mobile plant or aircraft
  • Cash, diamonds, specie, bullion, jewellery, watches and precious and/or semi-precious stones
  • Bulk Cargo

Summary of Exclusions

  • Exclusions as outlined in the applicable Institute Clauses
  • Variation in temperature unless caused by:
  1. Breakdown of refrigerating machinery resulting in its stoppage for a period of not less than 24 consecutive hours (sea freight only).;
  2. Fire or explosion;
  3. Vessel or craft being stranded, grounded, sunk or capsized (sea freight only);
  4. Aircraft crashing or crash landing;
  5. Overturning or derailment of land conveyance;
  6. Collision or contact of vessel, craft or conveyance with any external object other than water.
  • – Loss or damage proximately caused by climatic and/or atmospheric changes
  • Water damage for non-containerised shipments on deck, other than jettison or washing overboard
  • Terrorism
  • Radioactive Contamination
  • Sanctioned countries, cargo, persons, entities and/or imports/exports

Refer full policy wordings for full list of exclusions.


3. Vehicles

Motor vehicles, motorcycles, caravans, trailers, campervans, mobile plant or aircraft

Excluded Cargo!

The following items are EXCLUDED from this policy of insurance:

  • Household goods and personal effects (Home Removals)
  • Fresh, frozen or chilled Cargo (perishable Cargo)
  • General Cargo (other than Motor vehicles, motorcycles, caravans, trailers, campervans, mobile plant or aircraft)
  • Cash, diamonds, specie, bullion, jewellery, watches and precious and/or semi-precious stones
  • Bulk Cargo

Summary of Exclusions

  • Helicopter engines unless removed and separately crated and secured
  • Household Goods and Personal Effects packed inside Cargo
  • Loss or damage proximately caused by climatic and/or atmospheric changes
  • Water damage for non-containerised shipments on deck, other than jettison or washing overboard
  • Delay
  • Mechanical or Electrical Derangement
  • Rust, oxidation, discolouration of second-hand Cargo
  • Parts and/or accessories unless Cargo in a container
  • Third Party Liability
  • Terrorism
  • Radioactive Contamination
  • Sanctioned countries, cargo, persons, entities and/or imports/exports

Please note that your excess has increased 200% as per the selected rate due to no preshipment survey having been completed.

Refer full policy wordings for full list of exclusions


4. Fragile Cargo

Excluded Cargo!

The following items are EXCLUDED from this policy of insurance:

  • Household goods and personal effects (Home Removals)
  • Fresh, frozen or chilled Cargo (perishable Cargo)
  • Motor vehicles, motorcycles, caravans, trailers, campervans, mobile plant or aircraft
  • Cash, diamonds, specie, bullion, jewellery, watches and precious and/or semi-precious stones
  • Bulk Cargo

Summary of Exclusions

  • Exclusions as outlined in the applicable Institute Clauses
  • Mechanical or Electrical Derangement
  • Rust, oxidation, discolouration, scratching, chipping and denting of second-hand Cargo
  • Loss or damage proximately caused by climatic and/or atmospheric changes
  • Water damage for non-containerised shipments on deck, other than jettison or washing overboard
  • Terrorism
  • Radioactive Contamination
  • Sanctioned countries, cargo, persons, entities and/or imports/exports

Refer full policy wordings for full list of exclusions


5. Boats

Excluded Cargo!

The following items are EXCLUDED from this policy of insurance:

  • Household goods and personal effects (Home Removals)
  • Fresh, frozen or chilled Cargo (perishable Cargo)
  • General Cargo (other than Motor vehicles, motorcycles, caravans, trailers, campervans, mobile plant or aircraft)
  • Cash, diamonds, specie, bullion, jewellery, watches and precious and/or semi-precious stones
  • Bulk Cargo

Summary of Exclusions

  • Helicopter engines unless removed and separately crated and secured
  • Household Goods and Personal Effects packed inside CargoLoss or
  • damage proximately caused by climatic and/or atmospheric changes
  • Water damage for non-containerised shipments on deck, other than jettison or washing overboard
  • Delay
  • Mechanical or Electrical Derangement
  • Rust, oxidation, discolouration of second-hand Cargo
  • Parts and/or accessories unless Cargo in a container
  • Third Party Liability – Terrorism – Radioactive Contamination
  • Sanctioned countries, cargo, persons, entities and/or imports/exports

Refer full policy wordings for full list of exclusions

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Packing List with Insurance Value
WordPDF

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